Privacy Policy

HIPOTEACTE is not responsible for the content of the websites that users may access through the links established on its websites and declares that it will not, under any circumstances, examine or exercise any type of control over the content of other pages on the internet.

Likewise, it does not guarantee the technical availability, accuracy, truthfulness, validity, or legality of pages not owned by it that can be accessed through the links on this website.

HIPOTEACTE declares that it has taken all necessary measures to prevent any damage that may arise from browsing its website. Consequently, HIPOTEACTE is not responsible, under any circumstances, for any potential damages that users may suffer due to internet browsing.

HIPOTEACTE is not responsible for damages or losses of any kind suffered by the user resulting from failures or disconnections in telecommunications networks that cause the suspension, cancellation, installation, or interruption of the website service during its provision or beforehand.

Access to the website https://hipotecate.net/ does not imply the obligation on the part of the entity to monitor the absence of viruses or any other harmful computer element. It is the User's responsibility, in any case, to have adequate tools for the detection, disinfection, and protection against harmful computer programs.

HIPOTEACTE is not responsible for damages caused to the computer equipment, documents, and/or files of users or third parties during the provision of the service on this website.

ADVERTISING

The website https://hipotecate.net/ may host advertising or sponsored content. Advertisers or sponsors are solely responsible for ensuring that the material submitted for inclusion on the website complies with the laws that may be applicable in each case.

HIPOTEACTE will not be responsible for any errors, inaccuracies, or irregularities that may be contained in the advertising content or sponsored content on this website.

MODIFICATIONS

HIPOTEACTE reserves the right to make modifications it deems appropriate, without prior notice, to the content of its website, both in terms of content and its conditions of use or general contracting conditions. These modifications may be made through its websites in any legally permissible manner and will be binding as long as they are published on the website and until they are modified by subsequent ones.

INTELLECTUAL PROPERTY

The intellectual and industrial property rights derived from all texts, images, as well as the means and forms of presentation and assembly of its pages, belong, by themselves or as assignee, to HIPOTEACTE.

Therefore, they will be works protected by intellectual property under Spanish law, and they may be subject to both Spanish and community regulations in this field, as well as international treaties on the subject signed by Spain, Royal Legislative Decree 1/1996, last update 30/03/2023.

Directive-EU-2019/790 of the European Parliament and of the Council of April 17, 2019, on copyright and related rights in the digital single market.

All rights reserved. In compliance with the Intellectual Property Law, the reproduction, distribution, public communication, and use of all or part of the contents of its websites are expressly prohibited without the explicit consent of HIPOTEACTE.

Likewise, HIPOTEACTE reserves the right to file civil or criminal actions it deems appropriate for the improper use of its websites and contents or for non-compliance with these conditions.

LEGAL ACTIONS, APPLICABLE LEGISLATION, AND JURISDICTION

The relationship between users and HIPOTEACTE will be governed by current Spanish regulations, and the courts or tribunals of the Judicial District of Barcelona will be competent to decide on any controversy that may arise between the user and HIPOTEACTE.

COOKIE POLICY

HIPOTEACTE uses cookies and other similar technologies that store and retrieve information when you browse. These technologies may serve various purposes, such as recognizing a user and obtaining information about their browsing habits. The specific uses we make of these technologies are described in the Cookie Policy information. Following the data protection policy of the entity, HIPOTEACTE informs that cookies are associated with the anonymous user and their computer and do not provide the user's personal data by themselves.

The information in our 'cookie policy' informs the user of the time these cookies will remain active on the user's terminal and the possibility that third parties may access the information they store. Therefore, Article 5, paragraph 3, of Directive 2002/58 was modified by Directive 2009/136, and now by the AEPD Guide.

The latest AEPD Guide on the use of cookies as of July 2023, which incorporates the criteria of the European Data Protection Committee (EDPC), states that the actions of accepting or rejecting cookies, both actions must be at the same level, without it being more complicated to reject or accept them, the user has the option to explicitly accept or reject the use of cookies and receive more information about them. Additionally, the User has the option to configure their browser so that they are informed about the receipt of cookies, with the possibility, if desired, of preventing them from being installed on their hard drive.

In accordance with the provisions of RGPD-EU-2016/679, LOPD 3/2018, Guarantee of Digital Rights, Law 34/2002, with the latest update on 09/05/2023, on Information Society Services and Electronic Commerce, and Law 11/2022, General Telecommunications, HIPOTEACTE informs users of its websites that we are obligated to maintain professional secrecy regarding the personal data collected by the entity through the registration or contact forms on its pages. This obligation will continue even after our commercial or contractual relationship has ended, and in no case can we make the personal data of visitors and clients to the website public without their consent.

Consent of the minor: According to Article 6 paragraph f, and Article 8, paragraph 1, of RGPD-EU-2016/679, and by LOPD-3/2018, Guarantee of Digital Rights in its Article 84, (protection of minors on the Internet), it is stated that when the interested party is a minor under 16 years of age, they cannot give their consent for an online store to collect their personal data; such processing will only be considered lawful if consent is given or authorized by the holder or holders of parental authority or guardianship over the minor. They must have the means to obtain explicit consent from their parents or guardians; for example, by sending an email to one of them containing a link to an electronic form, unless the minor is at least 16 years old, in which case their consent is lawful.

Consent of the interested parties: In accordance with the provisions of Law 34/2002, on Information Society Services and Electronic Commerce in its Article 21, and by RGPD-EU-2016/679, articles 5, 6, 7, and 13, we request your consent to be able to carry out advertising communications or information from our entity that we consider may be of interest to you, by email or by any other equivalent electronic means of communication. This consent will be granted, or not, by accepting the Privacy Policy in the aforementioned checkbox or button, at the bottom of the registration and/or contact form.

These data will be entered into an automated file under the responsibility of the administrator of the HIPOTEACTE website in order to facilitate, expedite, and fulfill the commitments established between both parties. Likewise, HIPOTEACTE informs about the possibility of exercising the rights of access, which allows the website user to know what personal data the administrator of this page has, and in that case, it will respond within a period of 30 days, as long as they retain personal data, rectification, which allows correcting errors in personal data, modifying those that are inaccurate or incomplete, and ensuring the accuracy of the information, opposition, which may be requested and obtained to prevent the processing of data, deletion, which allows the inappropriate or excessive data to be deleted, limitation, by which you can request that the processing of your data be limited when you have exercised your right to rectify your personal data, and portability, so that the user can obtain a copy of the personal data they have provided on the website in order to transmit them to other services. These rights can be exercised by any means that provides proof of sending and receiving to the address of the administrator of this website or to the email info@hipotecate.net, providing a photocopy of the ID card or alternative documentation that proves their identity. Interested parties may file a complaint with the Control Authority, AEPD, ACPD, and AVPD.

The submission of your data through the form(s) on our website is mandatory and subject to having read/accepted the Privacy Policy, through a mandatory checkbox at the bottom of the registration or contact form.

LSSI-CE AND DATA PROTECTION CERTIFICATES

For the adaptation of the website https://hipotecate.net/, HIPOTEACTE has been advised on data protection regulations and LSSI-CE by GRUP QUALIA, for which it is granted a certificate in digital image format to be displayed on this website.